Finance Solutions

Our financing programs allow you to go solar for little-to-no upfront capital investment. We offer a full suite of solar financing solutions to best fit a customer’s goals.
Even though solar energy systems have become more affordable, they can still be expensive to own. The solution? Get a Loan, PPA, or Lease from SHINE for your business, non-profit, or government property. By choosing a SHINE PPA or Solar Lease, you’ll get all the benefits of solar without the upfront cost.
Free up capital for mission-critical projects and investments
Focus resources on your most important business initiatives
Save time for your executive team and other key stakeholders
Ensure continuity and manage financial risk effectively

SELF-PAY SOLAR

We recognize that times are tough, and the economy is uncertain. However, many organizations are still in a position to pay cash to build their own solar project.

Paying upfront to go solar can be a great option for entities with the wherewithal to do so. Customers that pay cash save the most money when going solar, particularly when they are in a position to take advantage of the numerous tax incentives available for renewable energy projects. By reducing or eliminating electric utility expenses, organizations take control of future energy costs, and provide a hedge against future energy price increases. In addition, solar equipment increases the value of the related property, and in for-profit organizations, improves the value of the entity itself.

OTHER FINANCE OPTIONS

Even though solar and storage energy systems have become more affordable, building one still requires a significant cash outlay that may not be an option for many organizations. The solution? Get a PPA, Lease, or PACE Loan through SHINE. Our financing programs allow you to join the renewable energy revolution for little or no upfront capital investment. SHINE offers a full suite of solar financing solutions to best fit a customer’s goals.

By choosing a SHINE PPA or Solar Lease, you’ll get all the benefits of solar without the upfront cost.
  • Free up capital for mission-critical projects and investments
  • Focus resources on your most important initiatives
  • Save time for your executive team and other key stakeholders
  • Ensure continuity and manage risk effectively

THE SHINE LEASE OR PPA

SHINE will design, install, own and maintain a solar energy system on your property. We own the solar energy system and sell the electricity it generates for you at a pre-determined price. Our finance team will model multiple scenarios to find the lowest price per kWh of electricity, depending on your profile.

SHINE will use local and state incentives, and federal depreciation and tax credits, to save you even more on the cost of energy.

If you sell your property before the end of your lease or PPA, you can transfer it to the next property owner with no penalty.

SHINE LOANS THROUGH PACE

Certain cities and states have adopted PACE loan programs. PACE (Property Assessed Clean Energy) allows you to use a low-interest loan from your city to finance a solar energy or energy efficiency system on your property, and pay it back through your property tax bills over 15-25 years. PACE is experiencing wide scale adoption around the country, and is a great way to capture the benefits of solar with no money down. Here's how it works:
  • The city establishes a partnership with a PACE Provider to administer the program, which is usually funded with municipal bonds.
  • You request a site evaluation for solar power through SHINE.
  • SHINE delivers a formal proposal to you, and facilitates getting a PACE Loan through your local PACE Provider.
  • Once your solar energy system is approved by the city, SHINE manages the project from start to finish, and the PACE Provider pays SHINE for the system directly, with no upfront payment required by you.
  • You pay off the PACE Loan on your property tax bill over time, at a competitive interest rate.
  • If your property is ever sold, the solar system is sold along with any tax liability, so the new owner pays for the system through future property tax payments (along with getting the benefit of continued lower conventional electric bills).
  • For more detailed information on PACE in specific cities, go to energy.gov.

SHINE Partners

We're here to help people just like you join the movement to save money and protect the planet through solar energy. 
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